Welcome
to the 2025 ChamberCare Broker Roadmap
from the Chamber Benefit Arrangement of Indiana Trust (CBAIT)
2025 ChamberCare Health Alliance Update
After thoughtful consideration and hard work, our Trustees have made the decision to partner with Indiana-based SIHO Insurance Services for health benefits and CVS Caremark for pharmacy benefits to offer a low-cost, high-value package that keeps the same great coverage you’ve come to expect with new value-added benefits. This allows the Trustees to take control of the ChamberCare plan, supported by SIHO, and make strategic decisions to offer members the best options possible.
SIHO provides cost-effective benefits to numerous Indiana employer groups by connecting them with their local health systems to create greater transparency and foster closer connections between members and their healthcare providers.
This change to SIHO Insurance Services keeps the same great benefits you and our members have come to expect, with some additional good news for 2025-26:
- Competitive employer premiums;
- The same deductibles;
- The same out-of-pocket costs;
- New value-added member benefits;
- $0 outpatient surgical benefit at Wellbridge Surgical;
- Straightforward two-tier plan design: in-network and out-of-network;
- Direct Contracting with local hospital community;
- 92% of providers are within 10 miles (PCP/SCP) and 20 miles (hospitals) of employees' zip codes;
- You're in complete control of the relationship with any current or future clients with a competitive broker compensation program.
CVS Caremark has you covered, whether you're receiving your prescriptions by mail delivery or picking them up at a pharmacy around the corner. Some of the Rx member benefits of the new arrangement include:
- Minimal formulary disruption with CVS Caremark as the PBM with a broad national pharmacy network
- Access to specialty drug manufacturer assistance programs where members may have access to medications over $5,000 per month at no cost to them
- Access to specialty drug copay assistance programs to get medications at lower costs if full manufacturers assistance isn’t available
- Redirection to Mark Cuban Cost Plus program at point of sale should a medication be less expensive than the retail pharmacy through the Rx Save Card program
Important Contacts
2023 Executive Benefits
Watch this video to learn more about your Executive Benefits being offered to you in 2023.